:root{
  --navy:#06204f;
  --navy2:#0b326f;
  --green:#2e9d46;
  --green2:#55bd5c;
  --orange:#f59b22;
  --white:#fff;
  --text:#14213d;
  --muted:#687386;
  --bg:#f7faf8;
  --line:#e5ebe7;
  --shadow:0 18px 55px rgba(6,32,79,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Poppins,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.7}
a{text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1180px,92%);margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:12px;padding:8px 0}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:20px}
.topbar a{color:#fff;margin-left:14px}
.navbar{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid #eef1ee}
.nav-inner{min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:24px}
/* Navbar Action Buttons */
.nav-buttons{
    display:flex;
    align-items:center;
    gap:10px;
    margin-left:0;
}

.nav-buttons .btn{
    margin:0;
    white-space:nowrap;
}
.logo{height:64px;width:auto}
.nav-links{display:flex;align-items:center;gap:22px;list-style:none;margin:0;padding:0}
.nav-links a{color:var(--navy);font-weight:600;font-size:13px}
.nav-links a:hover,.nav-links a.active{color:var(--green)}
.mobile-toggle{display:none;border:0;background:none;color:var(--navy);font-size:25px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:12px 22px;border-radius:10px;font-weight:700;border:0;cursor:pointer;transition:.25s}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 10px 25px rgba(46,157,70,.22)}
.btn-primary:hover{background:#23853a;color:#fff;transform:translateY(-2px)}
.btn-outline{border:1px solid rgba(255,255,255,.75);color:#fff;background:transparent}
.btn-outline-dark{border:1px solid var(--navy);color:var(--navy);background:#fff}
.hero{position:relative;overflow:hidden;color:#fff;background:linear-gradient(100deg,#061f4c 0%,#0b346c 62%,#123f70 100%);padding:70px 0 105px}
.hero:after{content:"";position:absolute;width:620px;height:620px;right:-260px;top:-220px;border-radius:50%;background:rgba(46,157,70,.28)}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.eyebrow{font-size:13px;font-weight:800;letter-spacing:1px;text-transform:uppercase;color:var(--green)}
.hero .eyebrow{color:#62ca63}
.hero h1{font-size:clamp(43px,5vw,70px);line-height:1.05;margin:12px 0 18px}
.hero h1 span{color:#63ca63}
.hero p{font-size:17px;color:#e0e8f5;max-width:650px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}
.hero-points{display:flex;gap:18px;flex-wrap:wrap}
.hero-points span{font-size:12px;font-weight:600}
.hero-points i{color:#62ca63;margin-right:6px}
.eligibility-card{background:#fff;color:var(--text);border-radius:18px;padding:24px;box-shadow:0 28px 75px rgba(0,0,0,.28)}
.eligibility-card .mini-logo{height:72px;width:72px;object-fit:contain;margin:-57px auto 10px;background:#fff;border-radius:50%;padding:4px;box-shadow:0 7px 25px rgba(0,0,0,.13)}
.eligibility-card h3{text-align:center;color:var(--navy);font-size:19px;margin:0 0 18px}
.form-control,.form-select{width:100%;padding:12px 14px;border:1px solid #dce4df;border-radius:10px;margin-bottom:12px;font:inherit;background:#fff}
.hero-wave{position:absolute;bottom:-1px;left:0;width:100%;height:65px;background:#fff;border-radius:50% 50% 0 0/100% 100% 0 0}
.stats{position:relative;z-index:10;margin-top:-35px}
.stats-grid{display:grid;grid-template-columns:repeat(5,1fr);background:#fff;border-radius:18px;box-shadow:var(--shadow);padding:20px}
.stat{text-align:center;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat i{font-size:24px;color:var(--green);margin-bottom:6px}
.stat strong{display:block;font-size:26px;line-height:1.2;color:var(--navy)}
.stat span{font-size:11px;color:var(--muted)}
.section{padding:82px 0}
.section-alt{background:var(--bg)}
.section-head{text-align:center;max-width:760px;margin:0 auto 42px}
.section-head h2{font-size:38px;line-height:1.2;color:var(--navy);margin:7px 0 12px}
.section-head p{color:var(--muted);margin:0}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 30px rgba(6,32,79,.05);transition:.25s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.icon-box{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:#edf8ef;color:var(--green);font-size:21px;margin-bottom:16px}
.card h3{font-size:18px;color:var(--navy);margin:0 0 7px}
.card p{font-size:13px;color:var(--muted);margin:0 0 14px}
.card a{font-size:13px;color:var(--green);font-weight:700}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}
.about-visual{height:430px;border-radius:24px;background:linear-gradient(135deg,#0a2b63,#2e9d46);display:grid;place-items:center;position:relative;overflow:hidden}
.about-visual:before{content:"";position:absolute;width:260px;height:260px;border-radius:50%;border:35px solid rgba(255,255,255,.12)}
.about-visual i{font-size:100px;color:#fff;position:relative;z-index:1}
.trust-badge{position:absolute;right:24px;bottom:24px;background:#fff;border-radius:14px;padding:14px 18px;box-shadow:var(--shadow)}
.trust-badge strong{display:block;color:var(--green);font-size:26px}
.check-list{list-style:none;padding:0;margin:23px 0}
.check-list li{margin:10px 0;font-size:14px}
.check-list i{color:var(--green);margin-right:8px}
.benefit-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}
.benefit{display:flex;gap:11px}
.benefit i{color:var(--green);font-size:19px;margin-top:4px}
.benefit h4{font-size:14px;color:var(--navy);margin:0}
.benefit p{font-size:11px;color:var(--muted);margin:2px 0 0}
.calculator{background:var(--navy);color:#fff;border-radius:22px;padding:28px;box-shadow:var(--shadow)}
.calculator h3{margin-top:0}
.range-row{margin:18px 0}
.range-row label{display:flex;justify-content:space-between;gap:10px;font-size:13px}
input[type=range]{width:100%;accent-color:var(--green)}
.emi-result{background:#fff;color:var(--navy);border-radius:15px;padding:18px;margin-top:20px}
.emi-result strong{font-size:28px;color:var(--green)}
.process{display:grid;grid-template-columns:repeat(5,1fr);gap:15px}
.step{background:#fff;border:1px solid var(--line);border-radius:18px;text-align:center;padding:24px 14px}
.step-number{width:35px;height:35px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;margin:0 auto 11px;font-weight:800}
.step h4{font-size:14px;color:var(--navy);margin:0 0 5px}
.step p{font-size:11px;color:var(--muted);margin:0}
.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.quote{font-size:32px;color:var(--green)}
.rating{color:#f3a31a}
.partners{display:flex;flex-wrap:wrap;justify-content:center;gap:15px}
.partner{width:160px;height:68px;border:1px solid var(--line);border-radius:12px;background:#fff;display:grid;place-items:center;color:#6b7280;font-weight:800}
.faq{max-width:900px;margin:auto}
.faq-item{border:1px solid var(--line);border-radius:12px;overflow:hidden;margin-bottom:10px}
.faq-q{width:100%;background:#fff;border:0;padding:16px 19px;text-align:left;color:var(--navy);font-weight:700;display:flex;justify-content:space-between;cursor:pointer}
.faq-a{display:none;padding:0 19px 17px;color:var(--muted);font-size:13px}
.faq-item.open .faq-a{display:block}
.cta{background:linear-gradient(100deg,#061f4c,#0e407d);border-radius:23px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:25px;color:#fff;overflow:hidden}
.cta h2{margin:0 0 8px;font-size:35px}
.cta p{margin:0;color:#dbe6f4}
.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.news-card{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}
.news-cover{height:175px;background:linear-gradient(135deg,#0a2b63,#2e9d46);display:grid;place-items:center;color:#fff;font-size:46px}
.news-body{padding:19px}
.news-body small{color:var(--green);font-weight:700}
.news-body h3{font-size:17px;color:var(--navy)}
.news-body p{font-size:13px;color:var(--muted)}
.contact-strip{background:#eef8f0;padding:23px 0}
.contact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.contact-item{display:flex;gap:11px;align-items:center}
.contact-item i{width:42px;height:42px;border-radius:50%;background:#fff;color:var(--green);display:grid;place-items:center}
.contact-item strong{display:block;color:var(--navy);font-size:12px}
.contact-item span{font-size:11px;color:var(--muted)}
.footer{background:#061b43;color:#cbd7e8;padding:55px 0 20px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:35px}
.footer h4{color:#fff;margin:0 0 12px}
.footer p,.footer li{font-size:12px}
.footer ul{list-style:none;padding:0;margin:0}
.footer li{margin:8px 0}
.footer a{color:#cbd7e8}
.footer a:hover{color:#63ca63}
.footer-logo{height:66px;margin-bottom:13px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:17px;display:flex;justify-content:space-between;font-size:11px}
.float-whatsapp,.float-call{position:fixed;bottom:20px;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:#fff;z-index:999;font-size:22px;box-shadow:0 10px 25px rgba(0,0,0,.18)}
.float-whatsapp{left:20px;background:#20c063}
.float-call{right:20px;background:var(--navy)}
.backtop{position:fixed;right:20px;bottom:87px;width:40px;height:40px;border:0;border-radius:50%;background:var(--green);color:#fff;display:none;z-index:998}
.page-hero{background:linear-gradient(100deg,var(--navy),#0e407b);color:#fff;padding:70px 0}
.page-hero h1{font-size:48px;margin:0 0 10px}
.page-hero p{color:#dce7f5;margin:0}
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
.form-group label{font-size:13px;font-weight:600;display:block;margin-bottom:6px}
textarea.form-control{min-height:130px}
@media(max-width:1050px){
  .nav-links{gap:13px}
  .cards{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(3,1fr)}
  .stat:nth-child(3){border-right:0}
  .process{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:850px){
  .topbar-inner{flex-direction:column;align-items:flex-start}
  .mobile-toggle{display:block}
  .nav-links{display:none;position:absolute;left:0;right:0;top:80px;background:#fff;padding:18px 5%;flex-direction:column;align-items:flex-start;box-shadow:0 20px 30px rgba(0,0,0,.08)}
  .nav-links.show{display:flex}
  .nav-cta{display:none}
  .hero-grid,.two-col{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2),.stat:nth-child(4){border-right:0}
  .testimonials,.news-grid{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
  .cta{flex-direction:column;align-items:flex-start}
}
@media(max-width:600px){
  .topbar{display:none}
  .logo{height:54px}
  .hero{padding-top:48px}
  .hero h1{font-size:43px}
  .section{padding:60px 0}
  .section-head h2{font-size:30px}
  .cards,.benefit-grid,.process,.form-grid,.contact-grid,.footer-grid{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:1fr 1fr;padding:10px}
  .stat{border-right:0;border-bottom:1px solid var(--line);padding:12px 4px}
  .stat:nth-last-child(-n+2){border-bottom:0}
  .cta{padding:30px 22px}
  .cta h2{font-size:28px}
  .footer-bottom{flex-direction:column;gap:7px}
}